Robert A. Miller
219 Atsion Road
Medford, New Jersey
856-912-1656
SUMMARY: A seasoned banking professional with expertise in Bank Secrecy Act/Anti-Money Laundering compliance, IRA portfolio management and Deposit Operations management.
EMPLOYMENT: DELANCO FEDERAL SAVINGS BANK Delanco, NJ 5/99 – 6/09
VICE PRESIDENT –BANK SECRECY ACT OFFICER; DEPOSIT OPERATIONS OFFICER
· Created and monitored Bank Secrecy Act policy and procedures that enabled federal regulators to audit effectively and resulted in NO exceptions in recent regulatory review;
· Assured compliance with all deposit operations regulations, including BSA, USA Patriot Act, Regulation E, CC, D and DD;
· Administered bank’s and customers’ wire transfer activity;
· Assured minimum cash losses by conducting periodic internal audits of teller and vault cash, new/closed account activity and all file maintenances;
· Established efficient liaison between Bank and legal consul for all bank’s legal papers (levies, writs, warrants) issued against customers’ accounts;
· Supervised/managed bank customer’s IRA plans/accounts;
· Counseled customers on proper investment for their needs;
· Minimized over-contributions and end of year corrections by creating efficient procedures;
· Conducted in-house training classes to all bank personnel on IRAs and Decedent accounts;
· Diversified bank’s investment portfolio to maximize return and minimize non-productive cash by efficient cash management;
· Reconciled all correspondent bank accounts; Approved final disposition of all inclearing items;
· Directed all aspects of bank’s Initial Public Offering, specifically streamlining outgoing and incoming mailings to increase productivity and minimize costs.
INTER-BORO SAVINGS AND LOAN ASSOCIATION Cherry Hill, NJ 1/85 – 11/98
VICE PRESIDENT – STOCK INFORMATION OFFICER, ASSISTANT SAVINGS OFFICER
· Directed, controlled and managed all proxy voting operations; Coordinated all activities between investors and Transfer Agent;
· Coordinated all phases of Annual Stockholders meetings; Directed all press releases and financial data reports (10K, 10Q, etc.);
· Managed Savings, Certificate of Deposit & IRA/KEOGH Departments, including but not limited to EFT transactions, decedent accounts, IRS levies;
· Developed detailed departmental operating manual, various advertising campaigns and brochures.
COUNTY OF BURLINGTON Mount Holly, NJ 1/82 – 6/84
EXECUTIVE CLERK TO THE SURROGATE OF BURLINGTON COUNTY
· Managed eight (8) million dollar trust fund;
· Liaison between Superior Court Judges and commercial banks for competitive bid proposals on investments.
MOUNT HOLLY STATE BANK Mount Holly, NJ 7/75 – 12/81
ASSISTANT TO THE PRESIDENT – ASSISTANT TREASURER
Assisted the planning and establishing of branch offices.
EDUCATION: INSTITUTE OF FINANCIAL EDUCATION – 1986
Coursework: Deposit Accounts
BURLINGTON COUNTY COLLEGE – A.B.A. May 1981
Major: Business Administration
AMERICAN INSTITUTE OF BANKING – 1977-1979
Coursework: Accounting, Bank Operations, Marketing, Supervision and Personnel Management, Install Credit.
PROFESSIONAL ORGANIZATIONS and COMMITTEES:
Past President Burlington/Camden County Savings League – 2003 and 2004
Member NJ League Internal Audit, Security and BSA Committees – 1999 to 2009
OTHER FACTS: Proficient in Zeus teller operating system, Fiserv Vision operating system, Federal Home Loan Bank 1Link system, FinCEN 314(a) data base, ATTUS Watchdog OFAC software, MoneyGram Primelink, EFunds ID verification, LexisNexis ID verification, Windows, Excel, Word and Internet research.
REFERENCES: Available upon request